C.J. Investments, Inc.
Magic Valley's premier Property Management firm
Magic Valley's premier Property Management firm
| FAQ's about Judgment Recovery Services |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
Q: CAN I USE AN ATTORNEY TO COLLECT MY JUDGEMENT?
themselves. With our service, you pay nothing until we collect.
themselves. With our service, you pay nothing until we collect.
Q: HOW ABOUT USING A COLLECTION AGENCY?
A: A Collection Agency specializes in making contact with the debtor and irritating him to a point that
he finally will send a payment to get them off his back. This method rarely works for long. We don’t
even confront your debtor. Simply, we find him, his assets and seize them! Since we are Judgment
Enforcers and not collectors, we have a method available to us that take money from the debtor’s
pockets and put it into yours.
Q: WHAT IS AN “ASSIGNEE OF RECORD”?
A: An “Assignee of Record” is a person or business in which certain rights have been provided to them
by the Plaintiff or Judgment Creditor which is usually outlined in detail in a document presented to the
court (see document entitled, “Acknowledgement of Assignment of Judgment” therefore becoming
“Assignee of Record”).
Q: DO I HAVE TO PAY FOR THE EXPENSES INCURRED IN ENFORCING MY JUDGMENT?
A: No. Our service is designed to cost you nothing up front. We advance the cost of all expenses
incurred in the collection process. The expenses (which usually run under $100) are then deducted
from the judgment settlement before it is divided. We even petition the court to have this amount
added to your judgment, so your debtor is ultimately forced to pay these expenses before a
“Satisfaction of Judgment” is filed with the court.
Q: IS THERE ANY GUARANTEE YOU WILL COLLECT MY JUDGMENT?
A: Unfortunately, No. However, prior to us making an offer to collect your judgment, our investigative
team conducted a free, no-obligation preliminary asset investigation on your debtor. We would only
make an offer if we felt that there is a good possibility of collection on your case within the next six
months. Financial situations can change overnight whether it is good or bad. Regardless, rest
assured that we will do our very best in collecting your court judgment. After all, we only get paid if we
collect for you.
Q: IS THERE A STATUTE OF LIMITATIONS ON COLLECTING MY COURT JUDGMENT?
A: Yes. In Idaho, it is 5 years. Depending on the state your judgment was entered, it could be within
5 to 20 years. However, a judgment can be renewed for another 5 years (In Idaho) if this petition is
filed prior to the expiration of the 5 year date. Sometimes, the older the judgments, the more relaxed
the debtor has become in hiding his assets and the collection of that judgment comes with much
greater ease.
Q: CAN YOU JUST FIND MY DEBTOR’S BANK ACCOUNT AND I’LL COLLECT THE JUDGMENT
MYSELF?
A: Yes, unlike many other Judgment Recovery Companies, we do provide you a choice when it comes to
collecting your court judgment. Based on the results of you no-cost / no-obligation preliminary asset
investigation on your debtor, we will either provide you one or two options. Simply put, if our
investigative team believes that ample assets exist to successfully recover some and perhaps all funds
within a six month period, you will be provided two options to choose from. The choice is yours!
Q: I ONLY RECEIVED ONE OPTION, WHAT DOES THAT MEAN?
A: It depends. It might mean that based on our no-cost / no-obligation preliminary asset investigation,
our investigative team does not feel that they could find an ample amount of assets to recover funds
within a six month period. This does not mean that your court judgment is not collectible but instead,
the possibility of collection might be a lengthy process or the risk factors might be high (such as
potential bankruptcy).
Q: THE DEBTOR HAS THREATENED ME AND I DO NOT WANT HIM TO HAVE MY HOME ADDRESS.
CAN I KEEP THIS FROM HIM?
A: Yes! All of our documents must meet certain Idaho Rules of Court and Code of Civil Procedures,
which must include an address for both the debtor and the plaintiff; you can provide a mailing address
in lue of your personal residence address. The only document that we will file with the court is the
document entitled, “Acknowledgement of Assignment of Judgment” therefore becoming “Assignee of
Record”. In Idaho, and many other states, court documents are public information and could be
reviewed by anyone seeking to do so. We recommend that if you have an alternate address (such as
a mailing address) to use this address on this document. Usually, this is the only document in which
your address will be needed. Our address will appear as the “Assignee of Record” throughout various
court documents. You can provide your home address along with contact telephone numbers on the
document entitled. “Agreement for Assignment” with ease since this is not filed with the courts and is
kept strictly within our confidential policy and procedures guidelines.
Q: WILL YOU BE CONTACTING THE DEBTOR AND DEMANDING HIM TO PAY NOW?
A: Unlike the attorney or collection agency, we never talk to the debtor until the debtor has usually lost
something (for example, a trip to his ATM and finding out that there is no balance in his accounts) might
produce a telephone call to our office. We have the most sophisticated and state of the art search
equipment to locate a person and his assets. There is no need to call him and let him know we are
coming after him. There is no need to talk him into paying, that approach was probably attempted in
court. We quietly locate him and his assets, file the appropriate paperwork with the court and instruct
the levying officer when and where to seize the assets. Once the debtor receives notice that his
wages have been garnished or his bank account has been levied, the debtor is provided ample
information to contact our office if he wishes to do so.
Q: I THOUGHT IT WAS AGAINST THE LAW NOT TO PAY A COURT ORDERED JUDGMENT.
SHOULDN'T THE DEBTOR BE IN JAIL?
A: No, it is not against the law not to pay your bills. We do not have a “Debtor’s Prison”. With over
80% of the judgments entered in this country remaining uncollected, we would not have enough room
to imprison such people if we had to. After all, if your debtor were jailed, finding a bank account or
place of employment would not be too promising. Our job after all, is to collect your judgment!
Q: DO YOU EVER FEEL BAD SEIZING A DEBTOR’S ASSETS?
A: We do not ever feel bad about the service we provide. The money we are recovering was court
order to be repaid to the creditor for a good reason. It came out of the creditors pockets in the first
place, is it fair to them for the debtor not to pay?
Q: I HAD A DEBTORS DRIVER’S LICENSE SUSPENDED BUT THEY STILL HAVEN’T PAID ME. WON’T
THE DEBTOR HAVE TO PAY ME BEFORE GETTING THEIR LICENSE BACK?
A: This tactic is one that can be used if your judgment meets certain criteria and of course, does not
guarantee payment to you from the debtor but can cause a major inconvenience especially if your
debtor’s employment requires that he possess a valid driver’s license. The license must be suspended
within the first three years or the DMV will not suspend it. The license will only stay suspended for the
three years after you file with the DMV, then the debtor can get it back (even without paying you!) The
judgment must be over $500.00 for the three year suspension. Judgments under $500.00 will only
result in a 90-day suspension. You can renew the suspension tactic after you renew your judgment.
Q: I THINK MY DEBTOR HAS MOVED OUT OF THE STATE, CAN YOU HELP ME NOW?
A: Absolutely. Our skip-tracing and asset investigation techniques are available on a global basis.
Many times our investigation leads us to assets located outside of Idaho. Our Investigative Team has
resources to successfully collect your money regardless of where it is.
Q: HOW LONG BEFORE YOU “SHOW ME THE MONEY”?
A: It all depends on the difficulty in locating the debtor and uncovering his assets. You can typically
expect to see some preliminary results within 30-60 days. You will be provided a MSR (Monthly Status
Report) which will outline out progress to date.
Q: I’M READY, NOW WHAT?
A: If an offer has already been made to you with 2 options, review the different options and choose
the best option for you. Review the cover letter and follow the appropriate instructions for your chosen
option. If no offer has been made to you, simply fax us at (877) JUJ-MENT, a copy of your judgment
along with any information that you might have on the debtor. Our investigation team will perform a
no-cost / no-obligation preliminary asset investigation on you debtor. This investigation usually takes
72 hours to complete. After which time, we will contact you personally to discuss the possibility of
collection on your case.
themselves. With our service, you pay nothing until we collect.
themselves. With our service, you pay nothing until we collect.
Q: HOW ABOUT USING A COLLECTION AGENCY?
A: A Collection Agency specializes in making contact with the debtor and irritating him to a point that
he finally will send a payment to get them off his back. This method rarely works for long. We don’t
even confront your debtor. Simply, we find him, his assets and seize them! Since we are Judgment
Enforcers and not collectors, we have a method available to us that take money from the debtor’s
pockets and put it into yours.
Q: WHAT IS AN “ASSIGNEE OF RECORD”?
A: An “Assignee of Record” is a person or business in which certain rights have been provided to them
by the Plaintiff or Judgment Creditor which is usually outlined in detail in a document presented to the
court (see document entitled, “Acknowledgement of Assignment of Judgment” therefore becoming
“Assignee of Record”).
Q: DO I HAVE TO PAY FOR THE EXPENSES INCURRED IN ENFORCING MY JUDGMENT?
A: No. Our service is designed to cost you nothing up front. We advance the cost of all expenses
incurred in the collection process. The expenses (which usually run under $100) are then deducted
from the judgment settlement before it is divided. We even petition the court to have this amount
added to your judgment, so your debtor is ultimately forced to pay these expenses before a
“Satisfaction of Judgment” is filed with the court.
Q: IS THERE ANY GUARANTEE YOU WILL COLLECT MY JUDGMENT?
A: Unfortunately, No. However, prior to us making an offer to collect your judgment, our investigative
team conducted a free, no-obligation preliminary asset investigation on your debtor. We would only
make an offer if we felt that there is a good possibility of collection on your case within the next six
months. Financial situations can change overnight whether it is good or bad. Regardless, rest
assured that we will do our very best in collecting your court judgment. After all, we only get paid if we
collect for you.
Q: IS THERE A STATUTE OF LIMITATIONS ON COLLECTING MY COURT JUDGMENT?
A: Yes. In Idaho, it is 5 years. Depending on the state your judgment was entered, it could be within
5 to 20 years. However, a judgment can be renewed for another 5 years (In Idaho) if this petition is
filed prior to the expiration of the 5 year date. Sometimes, the older the judgments, the more relaxed
the debtor has become in hiding his assets and the collection of that judgment comes with much
greater ease.
Q: CAN YOU JUST FIND MY DEBTOR’S BANK ACCOUNT AND I’LL COLLECT THE JUDGMENT
MYSELF?
A: Yes, unlike many other Judgment Recovery Companies, we do provide you a choice when it comes to
collecting your court judgment. Based on the results of you no-cost / no-obligation preliminary asset
investigation on your debtor, we will either provide you one or two options. Simply put, if our
investigative team believes that ample assets exist to successfully recover some and perhaps all funds
within a six month period, you will be provided two options to choose from. The choice is yours!
Q: I ONLY RECEIVED ONE OPTION, WHAT DOES THAT MEAN?
A: It depends. It might mean that based on our no-cost / no-obligation preliminary asset investigation,
our investigative team does not feel that they could find an ample amount of assets to recover funds
within a six month period. This does not mean that your court judgment is not collectible but instead,
the possibility of collection might be a lengthy process or the risk factors might be high (such as
potential bankruptcy).
Q: THE DEBTOR HAS THREATENED ME AND I DO NOT WANT HIM TO HAVE MY HOME ADDRESS.
CAN I KEEP THIS FROM HIM?
A: Yes! All of our documents must meet certain Idaho Rules of Court and Code of Civil Procedures,
which must include an address for both the debtor and the plaintiff; you can provide a mailing address
in lue of your personal residence address. The only document that we will file with the court is the
document entitled, “Acknowledgement of Assignment of Judgment” therefore becoming “Assignee of
Record”. In Idaho, and many other states, court documents are public information and could be
reviewed by anyone seeking to do so. We recommend that if you have an alternate address (such as
a mailing address) to use this address on this document. Usually, this is the only document in which
your address will be needed. Our address will appear as the “Assignee of Record” throughout various
court documents. You can provide your home address along with contact telephone numbers on the
document entitled. “Agreement for Assignment” with ease since this is not filed with the courts and is
kept strictly within our confidential policy and procedures guidelines.
Q: WILL YOU BE CONTACTING THE DEBTOR AND DEMANDING HIM TO PAY NOW?
A: Unlike the attorney or collection agency, we never talk to the debtor until the debtor has usually lost
something (for example, a trip to his ATM and finding out that there is no balance in his accounts) might
produce a telephone call to our office. We have the most sophisticated and state of the art search
equipment to locate a person and his assets. There is no need to call him and let him know we are
coming after him. There is no need to talk him into paying, that approach was probably attempted in
court. We quietly locate him and his assets, file the appropriate paperwork with the court and instruct
the levying officer when and where to seize the assets. Once the debtor receives notice that his
wages have been garnished or his bank account has been levied, the debtor is provided ample
information to contact our office if he wishes to do so.
Q: I THOUGHT IT WAS AGAINST THE LAW NOT TO PAY A COURT ORDERED JUDGMENT.
SHOULDN'T THE DEBTOR BE IN JAIL?
A: No, it is not against the law not to pay your bills. We do not have a “Debtor’s Prison”. With over
80% of the judgments entered in this country remaining uncollected, we would not have enough room
to imprison such people if we had to. After all, if your debtor were jailed, finding a bank account or
place of employment would not be too promising. Our job after all, is to collect your judgment!
Q: DO YOU EVER FEEL BAD SEIZING A DEBTOR’S ASSETS?
A: We do not ever feel bad about the service we provide. The money we are recovering was court
order to be repaid to the creditor for a good reason. It came out of the creditors pockets in the first
place, is it fair to them for the debtor not to pay?
Q: I HAD A DEBTORS DRIVER’S LICENSE SUSPENDED BUT THEY STILL HAVEN’T PAID ME. WON’T
THE DEBTOR HAVE TO PAY ME BEFORE GETTING THEIR LICENSE BACK?
A: This tactic is one that can be used if your judgment meets certain criteria and of course, does not
guarantee payment to you from the debtor but can cause a major inconvenience especially if your
debtor’s employment requires that he possess a valid driver’s license. The license must be suspended
within the first three years or the DMV will not suspend it. The license will only stay suspended for the
three years after you file with the DMV, then the debtor can get it back (even without paying you!) The
judgment must be over $500.00 for the three year suspension. Judgments under $500.00 will only
result in a 90-day suspension. You can renew the suspension tactic after you renew your judgment.
Q: I THINK MY DEBTOR HAS MOVED OUT OF THE STATE, CAN YOU HELP ME NOW?
A: Absolutely. Our skip-tracing and asset investigation techniques are available on a global basis.
Many times our investigation leads us to assets located outside of Idaho. Our Investigative Team has
resources to successfully collect your money regardless of where it is.
Q: HOW LONG BEFORE YOU “SHOW ME THE MONEY”?
A: It all depends on the difficulty in locating the debtor and uncovering his assets. You can typically
expect to see some preliminary results within 30-60 days. You will be provided a MSR (Monthly Status
Report) which will outline out progress to date.
Q: I’M READY, NOW WHAT?
A: If an offer has already been made to you with 2 options, review the different options and choose
the best option for you. Review the cover letter and follow the appropriate instructions for your chosen
option. If no offer has been made to you, simply fax us at (877) JUJ-MENT, a copy of your judgment
along with any information that you might have on the debtor. Our investigation team will perform a
no-cost / no-obligation preliminary asset investigation on you debtor. This investigation usually takes
72 hours to complete. After which time, we will contact you personally to discuss the possibility of
collection on your case.
| If you have any more questions, please do not hesitate to contact us at (877) JUJ-MENT. |
C.J. Investments, Inc.
112 Shoshone Street East
Suites 2 & 3
Twin Falls, ID 83301
Phone: 208.734.4001
Fax: 208.734.0524
Contact Us
112 Shoshone Street East
Suites 2 & 3
Twin Falls, ID 83301
Phone: 208.734.4001
Fax: 208.734.0524
Contact Us
